PortPro PALMSPortPro PALMS is a complete asset/liability management system that allows clients to effectively manage and analyze their balance sheet with an easy-to-use Internet system that’s both affordable and powerful. The PALMS system is more accurate and detailed than other A/L models as it analyzes the balance sheet asset-by-asset and liability-by-liability. This level of detail allows the system to accurately evaluate the impact of a specific asset or liability on the balance sheet.

The PALMS system imports data directly from your current systems. Using detailed information from the General Ledger, Loan, Deposit, and Investment databases. This information requires no data input on the customer side and allows for quicker report turnaround.

PortPro PALMS is the original A/L system developed exclusively for the Internet. Clients can begin reviewing reports and performing simulations against their balance sheet right away without waiting on lengthy month-end and quarter-end batches or shipments of paper printed reports containing dated information.

With PortPro PALMS clients can predict the effects of changes to their balance sheet by performing simulations, such as pre-purchase simulations to see the effects of changes prior to the actual investment decisions.

Clients can predict and manage performance while addressing IRR regulations using reports such as:

• Executive Summary
• Projected Income at Risk
• Net Economic Value
• Liquidity Analysis
• Key Ratio
• Balance Sheet Composition
• Balance Sheet Supporting Data

Plus multiple easy-to-read graphical presentations to determine trend analysis.

Click here to view sample reports (PDF).

For more information about PortPro PALMS please contact us at
800-279-6328, info@midamericacua.coop

The following LOAN TOOLS are available to all Mid-America Credit Union Association members. If you have already signed up for this service, you have been issued log in and password information to access these services.

A brief explanation of each service is provided below. Simply click on the service you wish to use from the choices on the bar at the top of this page.

• NADA Guides
  Valuation of New and Used cars/trucks and specialty guides.
  
• Credit Reports
  Credit Report services from Trans Union, Experian, and Equifax including additional information as an add-on.
  
• Tri-Bureau Merged Credit Report
  Credit Report from Equifax, Trans Union and Experian that merges all 3 bureaus together into one report and provides a Beacon Score from Equifax, Empirica Score from Trans Union and a Fair Issac Score from Experian. A fraud detection alert is also available if required by the credit union.
  
• Flood Reports
  Standard flood hazard determination reports from Trans Union.
  
• Home Value Explorer
  Real property value estimates from Freddie Mac to assist you in your loan process.
  
• Employment Verification
  A pre-employment evaluation report to make decisions about hiring, promoting, reassigning, or retaining an employee from Trans Union.
  
• UCC/CORP Search
  Search for UCC filings, tax liens, corporate information such as articles on incorporation, assumed name filings, court record information etc. from Paragon Document Research, Inc.
  
• Property Reports
  Information you may need to know about specific parcels of real estate from Paragon Document Research, Inc.
  
• Dun & Bradstreet
  U.S. Business/Credit reports from D.& B. including: The Comprehensive Report, The Business Information Report. The Business Background Report. The Credit Scoring Report, etc.
  
• OFAC Name Search
  OFAC, Office of Foreign Assets Control, is a government watch list of criminals and terrorists collected from databases around the world. This database was created as a result of the USA Patriot Act and enables companies engaging in financial transactions to perform customer screening in compliance with regulation by the US Treasury Department’s Office of Foreign Assets Control.
  
• Manufactured Homes
  N.A.D.A.'s Housing Appraisal Guide is the authority for reliable housing data nationwide, for manufactured, mobile and modular homes. The Manufactured Housing Guide is Fannie Mae and FreddieMac Approved, DVA Recognized! Over 40 years of used values 1967-2006 on HUD, pre-Hud, Mobile and Modular homes whether they are standard models, off-set, triple units, quad units, and more.
  
• Total ID
  Total ID is a quick and easy. It matches the input application data to multi-source databases and provides mismatch results, then quantifies the results and displays in a verification summary.
  

For pricing information on the above services click here.